<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- ── High-priority landing pages ──────────────────────────────────── -->
  <url>
    <loc>https://settlhealth.in/</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <url>
    <loc>https://settlhealth.in/for-clinics</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>

  <url>
    <loc>https://settlhealth.in/register/clinic</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- ── Informational pages ───────────────────────────────────────────── -->
  <url>
    <loc>https://settlhealth.in/about</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://settlhealth.in/contact</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <!-- ── Legal ─────────────────────────────────────────────────────────── -->
  <url>
    <loc>https://settlhealth.in/terms</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>

  <url>
    <loc>https://settlhealth.in/privacy</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>

  <url>
    <loc>https://settlhealth.in/refund</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- ── Auth pages are intentionally excluded ─────────────────────────── -->
  <!-- /auth/login and /auth/register carry robots: noindex and must NOT   -->
  <!-- appear in sitemaps per Google Search Console guidelines.             -->

</urlset>
